A mat buys a ticket and wins the lottery. He goes to to claim it and the man verifies his ticket number.
The mat says, "I want my $20 million."
To which the man replied, "No sir. It doesn't work that way. We give you a million today, and then you'll get the rest spread out for the next 19 years.
The mat said, "I want all my money RIGHT now! I won it, and I want it."
Again the man patiently explains that he would only get a million that day and the rest during the next 19 years.
The mat, furious with the man, screams out, "Look, I WANT MY MONEY!! If you're not going to give me my $20 million right now, THEN I WANT MY DOLLAR BACK!''
Q: What's dumber than a cheena trying to build a house under water?